Adding a human next to the AI is not oversight.
Regulators do not care that your AI is fast.
They care who signed off.
EU AI Act Article 14. NIST AI Risk Framework.
Colorado AI Act. Texas TRAIGA.
All four require human oversight with three elements.
Context. Authority. Rationale.
Most governance frameworks skip all three.
They add a checkbox. Not a checkpoint.
Here is how to deploy Human-in-the-Loop across the 5 governance layers.
→ Ethics:
Named reviewer with real veto authority.
→ Risk Management: Tiered checkpoints.
High-risk pauses. Low-risk runs.